Define abundance of caution

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Define abundance of caution

What follows is a precise definition of the term, as well as a couple different contexts in which it has been used recently. Something or other was being closed or they would no longer be providing services. This phrase means that an individual or organization is not only being cautious; but frankly, they are probably going overboard, just to make sure that you, the customer, is safe. Your safety is beyond doubt because of this abundance meaning a big amount of caution. Yet there is often an element of hypocrisy to this phrase. Yet one cannot have percent security in any circumstances. This hankering for complete safety is a trifle unbecoming and frankly unmanly. It was a cynical move by CBS which inspired mirth and mockery online. CBS suspends Twitter use over the "uncertainty" of censorship policies. However, this is a journalistic organization…. As usual, the phrase is as cynical as could be. Other times, such as the case with CBS, it is used as an alibi. Follow Michael Machera Blog on Facebook.

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Answer by Lucy Griffin: Abundance of caution is a term developed and used by lenders. I'm not aware of any federal regulatory definition, but regulators sometimes produce an explanation based on specific questions posed to the agency. In general use, abundance of caution is used to mean that the additional security isn't required by underwriting guidelines, but the lender requires it, being abundantly cautious. This usually happens when the loan has high risk, or the customer is a first-time borrower. The term comes into play in the compliance arena when flood insurance must be considered. Regulatory responses there have stated that the value of the property relative to the loan, or the role of the security in making the loan, is not relevant.

I like to err on the side of caution and always keep some money in my savings account. Since we don't know where we're going, let's err on the side of caution and leave an hour early. See also: caution , err , of , on , side. In an earnest attempt to ensure that any potential danger, risks, or problems are avoided. Out of an abundance of caution, I always make sure I have enough money to cover six months' worth of expenses in my savings account, in case anything ever happened to my job. We believe that the allergic reaction was specific to that patient's genetic makeup, but we've also temporarily stopped administering the drug at that dose out of an abundance of caution. See also: an , caution , of , out. Farlex Dictionary of Idioms.

Define abundance of caution

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Blog at WordPress. This could face the danger for the global economy. The sentence contains offensive content. Italian images. This is my point. Last night the airline said it had replaced all the jet's air filters, but called it an ' abundance of caution '. See an abundance of caution formal mainly US. If possible cite your source. There is no indication that either of them was involved in economic activity. Word Lists. Our new online dictionaries for schools provide a safe and appropriate environment for children. English—Italian Italian—English. February 19, Translations Click on the arrows to change the translation direction.

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Bilingual Dictionaries. Follow us. Word Lists. Lucy Griffin. Quiz Italian confusables. English to Traditional. Infinitive or -ing verb? Answered by:. As the previous Gurus noted, an abundance of caution security interest is generally taken to shore up a loan, or as a courtesy to the borrower. Cautious and vigilant. Korean to English.