Fingerhut application for credit

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Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. If you're looking for a way to buy something and pay it off over time, but your credit isn't great, you may have considered shopping with Fingerhut. Fingerhut is a catalog and online merchant offering thousands of products ranging from electronics to bedding to auto parts, all available to buy and finance through the company's own credit line.

Fingerhut application for credit

The offers that appear on this site are from companies from which Bankrate. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval, also impact how and where products appear on this site. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor. At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money and how we rate our cards. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Founded in , Bankrate has a long track record of helping people make smart financial choices. All of our content is authored by highly qualified professionals and edited by subject matter experts , who ensure everything we publish is objective, accurate and trustworthy. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We value your trust.

The interest rate on purchases is Seeing your results won't hurt your credit score.

If you have less-than-stellar credit or no credit, you could have difficulty getting approved for a credit card. Fingerhut is an online shopping site that extends credit to subprime borrowers. The site boasts: "Even if you have been turned down for credit, give us a try. We can often say yes when others say no. This may entice prospective borrowers to apply for a Fingerhut account, but you should think twice due to the high interest rates and costs of using one of these accounts.

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. If you're looking for a way to buy something and pay it off over time, but your credit isn't great, you may have considered shopping with Fingerhut. Fingerhut is a catalog and online merchant offering thousands of products ranging from electronics to bedding to auto parts, all available to buy and finance through the company's own credit line. The retailer caters to those with less-than-stellar or nonexistent credit history, so applicants might have better odds of approval with Fingerhut than they would with some major issuers. But unlike other credit cards for poor credit, you can only use Fingerhut credit to purchase items from the company's offerings or authorized partners. You'll also encounter steep prices and interest rates, so make sure you understand what you're getting with a Fingerhut credit line.

Fingerhut application for credit

If you have less-than-stellar credit or no credit, you could have difficulty getting approved for a credit card. Fingerhut is an online shopping site that extends credit to subprime borrowers. The site boasts: "Even if you have been turned down for credit, give us a try. We can often say yes when others say no. This may entice prospective borrowers to apply for a Fingerhut account, but you should think twice due to the high interest rates and costs of using one of these accounts. Here's what you need to know about Fingerhut credit accounts, as well as better alternatives for building or rebuilding your credit. Both accounts can only be used to purchase items through Fingerhut's online site. You won't be able to use Fingerhut accounts anywhere else, which is similar to if you opened a store card at certain retailers.

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Alt-Twitter Twitter. Finance charge. Snapshot 2. Required down payment. To apply for a product you will need to submit an application directly with that provider. You may or may not be required to make a down payment on your first purchase. Follow Select. Granted, a Fingerhut Credit Account seems to be geared more toward managing a balance instead of earning rewards, but there are rewards card and low-interest card options with more ongoing value if you have limited credit. Both accounts can only be used to purchase items through Fingerhut's online site. Positive features to keep in mind. Bankrate follows a strict editorial policy , so you can trust that our content is honest and accurate. When you submit an application, you'll first be considered for the Fingerhut Advantage Revolving Credit Account, then if you don't qualify for that account you will automatically be considered for the Fingerhut FreshStart Credit Account. However all credit card information is presented without warranty. Credit Cards Shop Credit Cards.

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Prev Next. Not only will you be paying more for your merch than if you had shopped with another retailer, but the total price shown on Fingerhut's site doesn't include the Twitter Arrow Right. Cards for Fair Credit. A deeper look at the current card offer. Debt Consolidation Loans. The retailer caters to those with less-than-stellar or nonexistent credit history, so applicants might have better odds of approval with Fingerhut than they would with some major issuers. You may or may not be required to make a down payment on your first purchase. Resources Personal Finance Articles. Email address Secure.