Salon gold public liability insurance

We provide specialist cover for all business models, from salon owners to mobile freelancers. Whether you run a hair salon or operate a mobile microblading company, securing the right insurance should always be a top priority.

Protect your mobile or freelance business with instant cover from Salon Gold. Our self-employed insurance is designed for mobile and freelance professionals. This cover safeguards you against claims relating to bodily injury, or mental and psychological damage caused by physical procedures or advice you provided. Protect your business essentials from loss, theft and damage excluding mobile telephones and computer equipment. A legal requirement if you employ staff, this safeguards you if a member of your team is injured on site, or as a result of the work your business carries out. Gives you financial cover for a wide variety of legal proceedings relating to your business.

Salon gold public liability insurance

By Dean Laming on January 3rd, There are a number of different types of insurance that hairdressers need, but public liability insurance is one of the most important. First, liability insurance claims can be complicated to deal with. Second, liability claims can be extremely expensive to settle, and without insurance, most hairdressers would struggle financially. But hairdressing public liability insurance is different compared to the standard public liability insurance bought by other businesses. This is because hairdressing public liability insurance includes products liability insurance, which covers you if a compensation claim has been made against you as a result of something you have sold or supplied. It also includes something called the treatment risk extension, without which a hairdresser could be uninsured in the event of a claim. A public liability insurance policy covers your legal liability to pay damages to someone in the event that something you have done or failed to do has caused them to be injured, or their property to be damaged. In addition, it covers the legal costs incurred in dealing with any compensation claims that are made against you. There are a number of ways that you can be found to be legally liable, but the most common is negligence. For you to be found legally liable, there are a number of criteria that need to be met:. Who do you owe a duty of care to?

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For many of your clients, these treatments are a time to be pampered or undertake a significant change to their appearance. At Salon Gold, our comprehensive packages keep all hair and beauty professionals covered, no matter what happens. As standard, we provide public liability, product liability, treatment risk and financial loss cover which are vital components of any policy within the hair and beauty industry. This cover protects you should an accident occur as a result of your work activities that causes damage to the client or their property, which you will be liable for. Product liability insurance keeps you covered in the event that a product you supply causes personal injury to a client, while treatment risk cover is essential to protect you if a treatment goes wrong.

For many of your clients, these treatments are a time to be pampered or undertake a significant change to their appearance. At Salon Gold, our comprehensive packages keep all hair and beauty professionals covered, no matter what happens. As standard, we provide public liability, product liability, treatment risk and financial loss cover which are vital components of any policy within the hair and beauty industry. This cover protects you should an accident occur as a result of your work activities that causes damage to the client or their property, which you will be liable for. Product liability insurance keeps you covered in the event that a product you supply causes personal injury to a client, while treatment risk cover is essential to protect you if a treatment goes wrong. We can also add optional covers to your policy for extra protection, including financial loss , legal expenses and personal accident. At Salon Gold, our exclusive packages are unique to each client, tailoring the policy to suit its specific business needs. Based on the information provided we would suggest our Student policy. Do you own or manage a salon or business premises that allows access to the public excluding salons based at home?

Salon gold public liability insurance

Hair and beauty salon insurance is insurance customized to fit the needs of salon owners. Choosing the right coverages for your salon is vital, as they can protect against costly losses from things like customer injuries and lawsuits. The cost of hair and beauty salon insurance is based on a variety of factors, from coverage needs to staff size. For example, a salon with three hairdressers on staff will have a different insurance cost than a larger salon with twenty hairdressers. Cost is always a factor when choosing insurance, but the cheapest hair and beauty salon insurance might not cover everything you need. Learn more about the factors that affect your business insurance rate. This hair and beauty salon insurance coverage protects against mishaps that can occur at work.

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Did injury or damage result? Treatments Covered We provide cover for a wide range of treatments in the hair, beauty, holistic, fitness and counselling industries. If you supply a faulty product to a customer that causes an injury or damages their property, they may try to sue you. Semi-permanent eyelash extensions. Neurostructural Integration Technique. All rights reserved. As standard, we provide public liability, product liability, treatment risk and financial loss cover which are vital components of any policy within the hair and beauty industry. Find out which insurance policy is right for your business. Yoga including Chi-Yoga. Products liability insurance is similar to public liability insurance, but it covers compensation claims arising from defects in products that you have sold or supplied. Find out which insurance policy is right for your business. This could be shampoo or conditioner that you have sold. Beautician's Insurance Made Simple.

Build the right salon insurance to fit your business. Quick and simple, with instant cover. Your salon is the result of the hard work you put in to make your dreams a reality.

Which type of Salon Gold policy do I need? Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector? Infra-red treatments. Treatment page. Freelance Beauty Therapist Insurance Bounding off the phenomenal success of our beauty salon insurance product, we decided to create a new insurance product to cater specifically to those customers working in the freelance or mobile sector. Do you own or manage a salon or business premises that allows access to the public excluding salons based at home? Salon Gold. Journey Therapy. Public liability insurance covers accidental bodily injury by you or your business and also covers third party property damage damage to posessions or property belonging to a client or member of the public while you are practicing. Do customers visit you at home for their therapy or treatment?